Exclusive to members of DHAA while practising in Australia.
Regular interaction with clients is a daily occurrence for Dental Hygienists and Oral Health Therapists. With this in mind, you may face situations where your clients claim an alleged breach in your professional duties.
Professional Indemnity insurance protects you against allegations or claims of financial loss due to injury or damages that have resulted from a negligent act, error, omission, malpractice or breach of duty that has arisen out of your professional capacity as a Dental Hygienist and Oral Health Therapist.
The DHAA PI policy will also respond to protect your reputation should a claim occur.
It is important to note that coverage is afforded on a “claims-made and reported” basis and will respond to claims made during the policy period. This means that the policy which is in place when a claim is made will be the policy to respond – regardless of when the incident occurred. Therefore, it is extremely important there is no lag or gap in coverage between policy periods. Coverage needs to be continuously in place to ensure you are continuously protected.